Closing costs you should expect

 West Valley Living LLC can walk you through closing - 623-792-8265
There are certain normal costs accompanying closing the sale of a house. These expenses are often divided between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in Arizona to help direct you through your process.

Closing costs that are tied to your mortgage    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

Insurance fees due at closing    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we hammer out your deal, we'll not only work to get the optimal sales price, but we'll also push for reduced closing costs. And once we've reached an agreement, we'll fully explain the closing costs so you are aware of exactly where your money is going.

Buyers: If you're purchasing a house in Surprise, you will receive a "Loan Estimate" (LE) of closing costs within three days of submitting your loan application and a "Closing Disclosure" no fewer than three days prior to closing. These estimates are based on the loan officer's previous experience and are required to be within an appropriate range so you're not stunned when you show up at the closing table. We'll be willing to review the estimate with you, answering your questions and highlighting any estimates that seem off.

Finding the right home at the right price is just one part of a real estate transaction. West Valley Living LLC is experienced at aiding both buyers and sellers when it comes to closings. E-mail or call me today at 623-792-8265 if your needs include a real estate pro experienced in the business side of buying and selling.

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